Paid · Phở 2000
₫100,000 sent from your wallet
Bánh Mì Lady got paid
In dong, straight to their bank
Only you moved your money
Your keys, your funds — always
1-day streak!
Pay again tomorrow to keep it going
In Buenos Aires, São Paulo, Saigon and Manila.
Pay like a local.
Anywhere.
Scan the QR that's already on the counter. Pay with stablecoins.
They get local currency.
- Scan the QR that's already on the counter and pay from your stablecoins.
- Free on iOS and Android. Live in Argentina, Brazil, Vietnam, and the Philippines.
- Self-custodial. Only you can move your funds. Licensed local partners handle the payout.
Real people. Real payments.
Nomads and travelers paying with Yodl, from Buenos Aires to Saigon.
Pay in stablecoins.
Shop gets paid normally.
The questions every first-time payer asks, answered before your first scan. Does the shop get paid? Is your money safe? Do you get a fair rate?
Scan. Pay. They get local money.
Hold stablecoins. Point Yodl at the QR on the counter and confirm. A licensed local partner pays the merchant in their own currency. They get normal money, no bank in the middle.
This is what a payment looks like in Saigon.
Bring what you already hold. Top up from any exchange, wallet, or app, and spend the moment it lands.
Works where cards get declined. Live across Argentina, Brazil, Vietnam, and the Philippines, straight into the local QR networks.
Only you can move it. Your stablecoins live in a wallet only you control. No bank account, no company can freeze your account.
Your balance
$842.10USDT
You
Only you can move these funds
Yodl
No access. Not even Yodl can reach your balance.
bank accountaccount freeze
Beats your card's rate. No ATM to hunt for, no withdrawal fee, no Yodl fee. You pay a better rate than your card, straight from your stablecoins.
Your card's markup, back in your pocket.
A $50 dinner
On your card$51.00
$50 + your card's FX markup
With Yodl$50.00
Better than your card, 0% Yodl fee
WHERE IT WORKS
Live in four countries.
Each country pays through its own QR system. Yodl works with all of them, and every market has a guide.
01
Argentina
Mercado Pago · Transferencias 3.0
Guide
02
Brazil
Pix · Brazil's instant payment system
Guide
03
Philippines
QRPh · GCash · Maya
Guide
04
Vietnam
VietQR · VNPay · MoMo
Guide
Coming soon: India, Switzerland, Thailand.
BEFORE YOU GO
Know how to pay before you land.
A field guide to paying like a local, country by country.
Common questions.
The short version. Everything else is a tap away in the app.
How do I top up?
Add stablecoins from an app you already use, like Revolut, PayPal, Cash App, Coinbase, Binance or MetaMask. The app walks you through it, and that balance is yours to spend.
Where can I spend?
Pay by scanning the shop's local QR in Argentina, Brazil, and the Philippines. In Vietnam, the app gives you access to the local QR system. More markets are coming — the app always has the current list.
How do I pay?
Open Yodl and scan the shop's own local QR code — the same one already on the counter. Check the amount, approve on your phone, and a licensed local partner pays the merchant in their own currency.
What are the fees?
There's no Yodl payment fee. The cost is built into the quoted exchange rate — an FX spread — and network gas can apply. You always see the full amount before you approve.
Which networks and tokens can I use?
Fund Yodl with stablecoins you already hold. The app shows exactly which networks are supported before you send, so you always know what will work.
Still stuck? Message us on Telegram, or open the app and tap Live support.
Land ready to pay.
Hold stablecoins, scan the local QR, and pay in local currency. On iOS and Android.
